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Munimji® Credit


Munimji® Credit offers scalable performance to Credit Society with Multi Location Centralization system. Now Credit Society can manage their Share, Loan, FD, Savings and Recurring Departments easily. Our Automation system helps to improve and manage daily collection details.


Report and Register of Munimji®

Share Management

  • 🔹 Member/Share Register
  • 🔹 KYC Tracking System
  • 🔹 Share individual & General
  • 🔹 Share Purchase & Return
  • 🔹 Customized Share Certificate
  • 🔹 Member’s Address Labels
  • 🔹 Active/Inactive Member
  • 🔹Nominal Member Register
  • 🔹 Nominee and Relative
  • 🔹Payment Register
  • 🔹 Gift Register
  • 🔹 Voter Register

Fixed Deposit

  • 🔹 Policy Product Generation
  • 🔹 Simple Fixed Deposit
  • 🔹 Double Scheme
  • 🔹 Pension Scheme
  • 🔹 Monthly FD Scheme
  • 🔹 Interest Calculation,
  • 🔹Provision & Posting
  • 🔹 FD Renewal, Close
  • 🔹 Customized FD Certificate
  • 🔹 FD Balance A/c & Receipt
  • 🔹 Overdue/Paid Register
  • 🔹 Individual & General Ledger

Loan & Advance

  • 🔹 Multiple Loan Product
  • 🔹 OverDue & NPA Report
  • 🔹 Installment EMI, Fix
  • 🔹 Interest Calculation system
  • 🔹 Daily Installment Collection
  • 🔹 Penalty Interest
  • 🔹 Guarantor Checking / Register
  • 🔹 Monthly Sheet with Excel
  • 🔹Posting in personal account
  • 🔹 Gold, FD Slip, CC,
  • 🔹 Defaulter & Case Register
  • 🔹 Individual & General Ledger

Recurring Deposit

  • 🔹 Product Generation
  • 🔹 Account Opening / Closing
  • 🔹 Deposit & Withdrawal
  • 🔹 Interest Calculation & Posting
  • 🔹 Agent Collection System
  • 🔹 Agent Commission Reports
  • 🔹 Agent Transfer
  • 🔹 CollectionPOS and Mobile
  • 🔹 Collection Reports
  • 🔹 Overdue Register
  • 🔹 Paid Register
  • 🔹 Individual & General Ledger

Saving & Deposit

  • 🔹 Policy Product Generation
  • 🔹 Account Opening / Closing
  • 🔹 Deposit & Withdrawal
  • 🔹 Interest Calculation & Posting
  • 🔹 Daily/Monthly Deposit
  • 🔹 Agent Collection System
  • 🔹 Agent Commission Reports
  • 🔹 Individual & General Ledger
  • 🔹 Passbook Printing

Investments

  • 🔹 Investment Entry
  • 🔹 Type wise Report
  • 🔹Rate wise Report
  • 🔹 Interest Calculation
  • 🔹 Overdue Register
  • 🔹Paid Register
  • 🔹 Individual & General Ledger

General Accounting

  • 🔹 Journal Entry
  • 🔹 Day book / General Ledger
  • 🔹 Profit & Loss A/c
  • 🔹 Balance sheet
  • 🔹Trial Balance
  • 🔹 Cash-bank Book
  • 🔹 Audit / IT / MIS Reports

Assets

  • 🔹 Dead Stock Purchase Entry
  • 🔹 Dead Stock Sale
  • 🔹 Depreciation Calculation
  • 🔹 Balance Report

Unique Features

Multi Branch Consolidated B/S

The software supports multi-branch operation. So a member can do transactions for all their accounts with different branches. Online bill payments can be directed to be paid from the desired account, irrespective of the branch. The software also generates branch-wise and consolidates balance sheet, L&P, Outstandings, NPA, etc reports. Admin can manage all branches in a single click.

Multi Branch
Agent Mobile App

Agent Collection via Mobile App

Agents via the app can collect payments directly through their mobile devices.  This eliminates the need for paper forms and manual processing, improving efficiency and accuracy. Reports like dues, Collection, commission, and maturity on mobile. The app can potentially function even without an internet connection, allowing agents to collect data in remote areas and sync it later. An agent can open new accounts by mobile App.  All data can be auto-posted to the society.

Agent Collection via POS

The agent can use the daily collection by using POS and give the member an on-site printed collection receipt. When the agent comes to society by just connecting their POS to the software, all data will be posted in the software & reflected in each & every person’s individual Ledger, General Ledger & Day book. 

Agent POS
Photo & Signature

Photo & Signature

The Photographs & Signatures of members & account holders can be stored in the software and can be seen as per requirements. Society can maintain the photographs of KYC, Guarantors, Property, Vehicle, Gold, etc. The photographs of Members of the credit society can be taken by webcam directly or scanned photographs.

SMS / WhatsApp / Email

Society can send the transaction information to Members immediately by SMS on their mobile on events like New A/c Opening, Transaction, Balance of accounts, etc. It will create a good image of society in the market. The society can also send SMS on birthdays or festivals like New Year, Holi, Navratri etc. By using WhatsApp and Email facilities society can send Transactional and Greetings messages, Ledgers via text, image and PDF.

SMS & WhatsApp
Net Banking

Member Net Banking

Member can view and download PDFs of his account ledgers from his mobile. Member Can transfer the amount from his savings account to another account.  Members can pay online Bills.  Fast Communication of Messages, News, Complaints, and requests is possible. Member UserID and Password are highly encrypted for high-end security. All transactions are verified by OTP.

Munimji® Software

Latest Technology Installation

Built with modern technology for seamless banking operations. The software is browser-based, eliminating the need for installation.

Auto Posting

Streamline processes with a single entry system that updates all account books simultaneously.

Maker-Checker Concept

Ensures no single user has full control over transactions, reducing fraud risks and errors.

Online Help

Integrated help guides available in every module. Instant support is just one click away.

Data Security

Encrypted user passwords and secure cloud storage ensure data integrity and prevent unauthorized access.

Custom Report

Generate reports with custom filters. Export data in Excel or PDF as per business needs.

User-Driven Data Shaping

Modify data fields based on requirements. Customize fields for members, loans, deposits, and transactions.

Licence-Free & OS Independent

No backend license required. Works on Windows, Mac, Linux, and mobile platforms.

Multi-User / Multi-Tasking

Define user roles and permissions. Enable multitasking with multiple tabs for improved productivity.

Audit-Trail

Generate automatic audit reports highlighting errors in data entry. Rectification guidance provided.

Multi-Language

Print reports and certificates in multiple languages. Send multilingual SMS notifications.

Day Open/Close

Daily lock system prevents changes to past financial transactions. Entries are locked on a daily basis.

Our Client

PACS

0

CREDIT

0

UNION

0

FPO

0

DRIP

0

Banks Associated With Munimji®

Client 1 Client 2 Client 3

Drip Irrigation Clients

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